Available loans for temporary workers.On October 26, 2019 by admin
It is well known that so-called temporary workers, as they do not have a fixed-term employment contract and their working period foresees a predefined period of time, have more difficulties than the other categories of workers to access financing of any kind in as the guarantees they can give to credit institutions are very few given their precarious working situation.
In any case, the employment contract that the worker signs at the time of acceptance of the job is even if in a precarious and limited way, it is a sort of guarantee as long as it is minimal for the receipt of a salary but that allows this category of employees to being able to obtain small loans, of course the figures disbursed are not very high and are far from those that are usually given to employees with permanent contracts, but especially in this period, they can be an aid to cope with various types of needs.
Temporary jobs can therefore turn to some banks and credit institutions that provide them with personal loans or they can turn more easily to Bilateral Body, the bilateral agency for temporary work, created specifically to solve this type of issue.
Loans for temporary employees of Bilateral Body
As we have already said, the Bilateral Body for Temporary Work, which deals with offering temporary workers who need them the opportunity to obtain small personal loans with advantageous fixed zero rates, where the practice fees and all types of preliminary expenses are absent, this was made possible by an agreement that Banca Monte dei Paschi di Siena entered into with the Authority.
This type of financing is usually granted to all temporary workers who work for one of the agencies that are part of the institution and who have a seniority period of thirty days. It should be noted that one of the main characteristics of this loan is that in order to be granted there must be economic compatibility between the sum that is requested and the salary that the applicant receives.
How to apply for the loan with Bilateral Body
To apply for Bilateral Body funding, just fill in the appropriate application form which can be easily found online on the official Bilateral Body website, in any office of the affiliated employment agencies or in the offices of some trade union associations.
In order to fill in the form correctly it is necessary that the applicant enters all his personal data, the main characteristics concerning his work contract which may have to do with how much he earns and the duration of the contract, the purpose for which the loan is request (this purpose is taken into consideration only at the moment when the loans requested exceed the amount of one thousand USD), in the application you must also indicate which bank intend to contact and where once the request will be accepted, the customer will collect the sum of money and finally all the data relating to his / her current account and the sum that is needed and the number of installments that you prefer to pay for the amortization plan.
Once the application has been correctly completed to obtain the loan, it must be sent directly to the Bilateral Body office, the address can be found on the official website, to which a copy of the identity card, a copy of the health card or the tax code must be attached and finally that of the employment contract. The evaluation of the request arrives quickly at the home indicated by the applicant.
Bilateral Body loan: main features
The maximum amount that the customer can get is not very high, or equal to 2,500 USD but can prove to be a valuable aid for every need. It is also possible to apply for sums of money greater than 2500 USD but can only be requested by those who previously applied for this loan but for a sum lower than 2500 USD and have not had any delay in payments, in any case the installments of depreciation cannot exceed 42.